11485 Oakhurst Rd # 200-32 Unit 200-32 Largo, FL 33774
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About this home
Step into this beautifully maintained 1-bedroom, 1.5-bath condo in the sought-after 55+ community of Waters Edge, perfectly located in the heart of Largo. Whether you’re searching for a seasonal escape or a year-round home, this condo delivers the comfort, convenience, and lifestyle you’ve been waiting for. Perched on the desirable 3rd floor (with elevator access!), this home welcomes you with a freshly painted, light-filled interior and an easy-flow layout. The spacious bedroom offers a private en-suite bath, while the extra half bath is ideal for visiting guests. Everyday living is made easy with laundry facilities on each floor and your own personal storage closet just steps away. The community itself is where the lifestyle truly shines. Picture yourself lounging by the heated pool, soaking in the spa, or joining neighbors for a friendly game of shuffleboard. The clubhouse hosts plenty of opportunities to gather, connect, and make new friends. Best of all, your HOA covers water, cable, internet, and WiFi—leaving you more time (and money) to enjoy life. And when adventure calls, you’re just minutes from the world-famous Gulf beaches, plus a wide variety of shopping, dining, and entertainment options. Affordable, move-in ready, and packed with amenities—this condo is the perfect place to live the Florida lifestyle you’ve always dreamed of. Don’t wait—schedule your private tour today!
Source: STELLAR #U8237787
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.