1149 Trolling Dr Apopka, FL 32712
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About this home
You will fall in love with this home! Enter into casual elegance and inviting warmth throughout! This owner has spared no expense creating a flowing feeling of welcoming comfort. Downstairs has the formal rooms to spread out and entertain - plus a family room to cozy up with a book or movie. The kitchen - and all it tastefully oAers - is open to the family room and has additional space for meals and fun while overlooking the covered back patio and backyard. Guests will also have a generous bedroom and full bathroom on the first level. When entering through the garage, you’ll have the ease of emptying your hands in its customized 'mud room' - perfect for backpacks, shoes, purses, coats, keys and packages. The upper level has a gorgeous primary bedroom with a perfect en-suite master bath and huge walk-in closet. The upstairs also hosts 3 more big bedrooms, two more full bathrooms, a large laundry room - AND an amazing loft area ample for all your games, lounging, studying, working - or whatever you choose. If you are looking for solar energy and a low power bill, here you go! Assume the low monthly payments and give minimally to the power company! Rock Springs Ridge is a lovely community with close proximity to major roads for your commute, it’s next to the Northwest Recreation Complex for all your activities, Wekiva State Park, Kelly Park, Apopka's Amphitheater, and more. Have a look, make the call, make an appointment, and make it yours! Come and get it!
Source: STELLAR #O6353819
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.