11490 Axis Deer Ln Fort Myers, FL 33966
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About this home
Your private Tropical Oasis awaits! Designed with privacy and entertaining in mind. Enter the home through the double doors into a flowing great room and formal dining room with tray ceiling and unique architectural details marked by arches and columns that serve to define the open of the floor plan. This lovely 3 Bedrooms/3 full Bath courtyard home boasting a newer roof, & a whole house water filtration system. Enjoy seamless indoor-outdoor living where the pool and courtyard becomes an extension of your living space and is accessible from multiple vantage points, featuring brick pavers, HEATED POOL and screened courtyard. The separate cabana has limitless options, perfect for your guests, mother in law quarters, an art studio, music room or office. The large main bedroom/bath en suite with courtyard access through sliding doors, features 2 walk in closets with custom closet organizers, large main bathroom, dual vanities and separate shower and soaking tub. Seller's are offering a 1-YEAR HOME WARRANTY!!This Courtyard Pool home is conveniently located in the gated community of Casa Del Lago. LOW HOA fees include: gated access, cable, internet, irrigation, lawn care, community pool and spa, tennis, pickleball, basketball, exercise room, and clubhouse. NO CITY TAXES OR CDD make this home the perfect Florida lifestyle choice. Casa Del Lago is located off Six Mile Cypress Between Daniels Park Way and Colonial Blvd. Only one mile north of the Six Mile Slough. Quick drive to the Interstate, shopping, airport, hospitals, Red Sox and Minnesota Twins Baseball Spring Training facilities.
Source: FORTMYERS #2025010722
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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