115 Ashleigh Blvd Aberdeen, NC 28315
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About this home
Spacious Corner Lot in Hunters Landing! Just under 3/4 of an acre! This charming home welcomes you with a large front porch and an inviting great room featuring a vaulted ceiling and a new electric fireplace insert. The kitchen offers abundant cabinet and counter space, plus a dining area perfect for gatherings. A split floor plan ensures privacy, with the primary suite showcasing a newly updated walk-in shower. There is ample storage space throughout the home, with plenty of walk-in closets and an oversized garage space. Step outside to enjoy the landscaped backyard, complete with a new West Shore Homes sliding glass door that opens to a spacious covered veranda with a lovely water feature and a deck with plenty of room for a hot tub! Newly added solar attic fans enhance efficiency, keeping summer monthly electric bills around $150. Upstairs, discover a massive bonus area (1,527.64 sqft) with plumbing already in place, ideal for future bedrooms, media room, or guest suite. Additional highlights include: New refrigerator, stove, microwave, and dishwasher. Built -in staircase in the garage to second floor. Workshop above the garage with ample storage. (1000 lb) Lift system in the garage for easy access to workshop for heavy items. A newly added RV shed complements the two car garage. This property combines everyday comfort with incredible potential, offering endless possibilities to customize upstairs living space.
Source: NORTHCAROLINAREGIONAL #100530384
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.