115 Austyn Ct Saint Leonard, MD 20685
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About this home
Discover the allure of 115 Austyn Court, a beautifully updated colonial nestled on a serene, tree-lined cul-de-sac. This model-home-quality residence seamlessly blends classic charm with modern upgrades, making it perfect for family living and entertaining. The newly renovated kitchen (2025) features high-quality appliances, including a double oven, making it ideal for hosting gatherings. The open-concept layout flows seamlessly, balancing spacious living areas with cozy, inviting vibes. Gather around the gas fireplace in the family room, a warm haven during the winter months. The primary suite offers a generous walk-in closet and a stunningly updated bathroom. Large windows throughout flood the home with natural light, accentuating the fresh hardwood flooring. Step outside to an expansive deck overlooking a private, secluded backyard—perfect for entertaining, dining, or enjoying your morning coffee. The landscaping is well-designed and low-maintenance with durable river rock, stepping stones, and a dry river bed. Pet owners will appreciate the invisible fence. Surrounded by lush greenery and vibrant cherry blossoms in spring, Austyn Court offers tranquility with convenience. Just minutes from Route 4, enjoy easy access to the Chesapeake Bay, marinas, restaurants, concerts, ball fields, shopping, and more—all within 15 minutes. Recent updates include HVAC (2019), water heater (2024), and kitchen (2025), ensuring modern comfort and efficiency.
Source: BRIGHT #MDCA2023128
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.