115 Hideaway Loop Mission Viejo, CA 92692
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About this home
Modern Luxury in Mission Viejo – Upgraded 4-Bedroom Home in Neo Haven Welcome to this stunning 4-bedroom, 3.5-bath tri-level condo in the sought-after Neo Haven community at Mission Foothills. Built in 2021 with nearly $40,000 in builder upgrades, this modern home offers smart, stylish living with no Mello-Roos and low HOA fees. Step inside to an open-concept floor plan featuring luxury flooring, recessed lighting, and smart home tech—including keyless entry, a smart thermostat, and automated lighting. The chef’s kitchen is a standout with GE Café Series appliances, Della Terra quartz countertops, full backsplash, and premium Kohler and Moen fixtures. Upstairs, the spacious primary suite offers upgraded carpet, Calacatta quartz bathroom finishes, a walk-in closet, and designer tile throughout. Additional features include a whole-house water softener, tankless water heater, and whole-house fan—perfect for energy efficiency and year-round comfort. The finished 2-car garage includes an epoxy floor, 240V EV charger, upgraded lighting, and two 20-amp circuits—ideal for tools or home gym setup. Community amenities include a resort-style pool and spa, outdoor BBQs and dining areas, play areas, and a cozy fire pit. The HOA also covers landscaping, routine window cleaning, and street sweeping. Located close to dining, fitness studios, yoga, and shopping, with top-rated schools and easy toll road access—this is modern Mission Viejo living at its best.
Source: CRMLS #OC25234623
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.