115 Jacks Farm Dr Pickens, SC 29671
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About this home
Experience high-end living on a gorgeous 4.08-acre property that truly blends elegance with comfort. With a thoughtfully designed split floor plan and 10-foot ceilings throughout the main living areas, this home features rich hardwood floors and built-in bookshelves in the spacious living room, perfectly framing a cozy gas fireplace. The chef’s kitchen is a standout, featuring granite countertops, a large island, a beautiful backsplash, a stylish hood vent, and a walk-in pantry cleverly tucked behind cabinet doors. The main-floor primary suite is a private retreat with direct access to the laundry room from its walk-in closet, while the home also includes a designated dog shower in the garage for your furry friends. Step outside to the 18x13 enclosed screened porch, where you can comfortably watch your favorite football game or enjoy the game day vibes while grilling on the 28x11 deck outside, which comes equipped with a gas grill hookup. Imagine sitting on your back deck, enjoying your huge backyard, and watching deer wander by. With hardy board siding and gentle tree-dotted slopes, this home not only offers a luxurious interior but also a tranquil and scenic outdoor experience. Perfectly located just minutes from the beautiful Lake Keowee and a short drive to the mountains or Clemson University, this home truly delivers an elevated living experience inside and out.
Source: GREENVILLESC #1571668
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.