11502 Boyd Bay San Antonio, TX 78221
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About this home
Welcome Home! Nestled in the highly sought-after Mission del Lago community on San Antonio's vibrant South Side! This beautiful two-story home sits on an oversized lot just steps away from the Mission del Lago Golf Course, community amenity center, and nearby schools, offering the perfect blend of convenience and recreation. Step inside to an open-concept floor plan designed for modern living. A flex space at the front of the home provides the ideal spot for a home office, formal dining area, or creative studio-whatever suits your lifestyle best. The spacious kitchen opens to the living room, creating an inviting atmosphere perfect for entertaining. The primary suite is conveniently located downstairs and features a large walk-in closet, double vanity, and a separate tub and shower for added comfort. Upstairs, you'll find a generous game room/loft surrounded by the secondary bedrooms, offering plenty of space for family, guests, or hobbies. Outside, enjoy a covered patio and an extended deck overlooking the expansive backyard-perfect for barbecues, relaxation, or outdoor play. The trampoline and playset can convey with the home, making this a move-in-ready retreat for all ages. Mission del Lago residents enjoy access to a resort-style amenity center, community pool, playgrounds, walking trails, and proximity to Mission del Lago Elementary and Jubilee Academy. Easy access to Loop 410, Highway 281, and Brooks City Base ensures you're never far from shopping, dining, and downtown San Antonio.
Source: SABOR #1917364
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.