11511 Elijah Stapp San Antonio, TX 78253
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About this home
Welcome to 11511 Elijah Stapp, a stunning 4-bedroom, 2.5-bathroom home nestled in a quiet cul-de-sac in San Antonio's desirable 78253. Offering 3,120 sq ft of living space, paid-off solar panels, and a 2024 complete overhaul of the HVAC system with a $37,000 high efficiency unit, this home offers not only style and space but long-term energy savings and eco-conscious living. Enjoy a thoughtfully designed layout featuring connected living and dining areas, a separate living room with a cozy fireplace, and a chef's kitchen complete with a large island, stainless steel appliances, and ample cabinet and counter space. The oversized primary suite boasts a walk-in closet, double vanity, and a separate shower and tub for ultimate relaxation. Upstairs, you'll find a huge loft perfect for a playroom, home office, or second living space. The exterior features a covered front porch, a private covered back patio, and a 3-car garage. The property backs up to a tranquil greenbelt, offering privacy with no rear neighbors. With paid-in-full solar panels, this home provides peace of mind, reduced electric bills, and a smart investment for the future, all in a prime San Antonio location near top schools, shopping, and major commuter routes.
Source: SABOR #1891176
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.