11518 Hansons Frst Schertz, TX 78154
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About this home
This is a potential short sale that has not been approved yet in Schertz, TX. Please submit all offers. Seller Financing available. Welcome to this beautiful 3 bedroom, 2 bathroom home in Schertz! Built in 2018 and still under the builder's warranty, this well-maintained home features an open floor plan with high ceilings and a spacious split-master layout - perfect for both comfort and privacy. Enjoy working from home in the dedicated office space, or unwind in the primary suite, which includes a large walk-in closet, dual vanities, a soaking tub, and a separate walk-in shower. The heart of the home is the gorgeous kitchen, boasting sleek white quartz countertops, rich dark cabinetry, stainless steel appliances, a generous pantry, and ample cabinet space. Modern features include a tankless water heater, programmable thermostat, energy-efficient windows, Energy Star appliances, ceiling fans throughout, and an in-ground sprinkler system. You'll also appreciate that the home is pre-wired for Amazon Experience Center, the water softener, home security system, and the attached 2-car garage with opener and remote. Ideally located just 10 minutes from Randolph AFB, and within 25-35 minutes of Natural Bridge Caverns, Schlitterbahn, Rivercenter Mall, and Sea World, this home offers both comfort and convenience. Don't miss your chance to own this move-in ready gem in a prime location! Buyer to verify all schools and room measurements.
Source: SABOR #1881340
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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