11524 Claymont Cir Windermere, FL 34786
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About this home
Completely updated in recent years, this 5-bedroom, 4-bathroom home offers 3,358 SqFt of luxury living in Keene’s Pointe, Windermere’s premier 24-hour guard-gated community and home of the Golden Bear Club. From the start, the oversized driveway, accommodating up to nine vehicles, and three-car garage set this home apart. Inside, the first floor features commercial-grade porcelain tile flooring and crown molding. A custom wet bar with a wine refrigerator and beverage fridge greets you as you enter, seamlessly connecting to the dining room. The chef’s kitchen opens to the living room and showcases a gas range with hood, stainless steel appliances, quartz countertops, a large island with 36-inch cabinets for extra storage, a farm sink, and soft-close cabinetry. The spacious primary suite is also located on the first floor, complete with a large walk-in closet and a spa-like bath featuring dual vanities, a soaking tub, and an oversized shower with multiple spray features. Three additional bedrooms and two fully updated bathrooms complete the downstairs. All bedrooms feature custom closets and new ceiling fans. Upstairs, newly finished stairs lead to a versatile loft with luxury vinyl plank flooring, an additional bedroom, and a full bathroom. From the living room, step out to a new 1,000 SqFt paver patio with a natural gas firepit and enjoy the expansive backyard, perfect for taking in the nightly Disney fireworks. The roof was replaced in 2021. Keene’s Pointe is more than a neighborhood—it’s a lifestyle. Residents enjoy boardwalks to Lake Tibet on the Butler Chain of Lakes, two boat launches, four playgrounds, and community events. The Golden Bear Club offers, by membership, a clubhouse, 18-hole championship golf course, tennis courts, gym, pool, and a variety of social activities. This home is also conveniently located near Orlando’s world-renowned attractions, shopping, dining, and major highways. Don’t miss the opportunity to own this updated home in one of Central Florida’s most sought-after communities. Schedule your private showing today!
Source: STELLAR #O6336789
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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