1153 S Sable Blvd Unit A Unit A Aurora, CO 80012
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About this home
This Ponderosa Townhome is being sold AS-IS, offering a wonderful opportunity to update and personalize it to your taste. This end-unit residence provides both convenience and privacy, featuring a welcoming living area centered around a cozy fireplace—a warm focal point for relaxing or entertaining. Upstairs, you’ll find two bedrooms and two full baths, thoughtfully separated from the main living space for added privacy. A fenced patio provides a private outdoor retreat and leads to the two-car detached garage, offering convenience and security—a rare find at this price point. The full unfinished basement adds flexibility for additional living space or generous storage. The Ponderosa community is ideally located and known for its quiet streets, mature landscaping, and close proximity to schools, shopping, dining, light rail access, and I-225—just minutes from Downtown Denver and Denver International Airport. This home delivers both everyday ease and long-term potential. Ideal as a first home or a low-maintenance investment, this townhome is truly worth a closer look.
Source: RECO #4693300
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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