11584 Maple Valley Rd Victorville, CA 92392
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About this home
First time on the market! This charming home blends timeless comfort with modern convenience. The double entry front doors with a smart lock open into an inviting entryway and a spacious living room filled with light from the bay windows. You will love the brand new, waterproof vinyl flooring, which continues throughout the home. The kitchen has been updated with new quartz countertops and offers ample storage. The attached family room has a warm inviting fireplace, perfect for those romantic evenings or chilly desert nights. Three cozy bedrooms including a primary suite with its own private bathroom and walk- in closet complete the home. Did i mention it has been painted inside and outside? Speaking of the outside...the lot is LARGE! Featuring over 18,000 square feet with room to park your RV or boat. For more parking, the home offers a 3 car garage...a much needed necessity! The backyard is perfect for family get togethers with a built-in pool that has TWO waterfalls and a stepstone raised deck. Plenty of room for your chaise lounge chairs and patio tables! The owner will leave 2 sheds for storage for pool equipment and patio furniture. Don't worry about high electric bills with the pool, the home has leased solar panels. The backyard offers a sprinkler system to water your beautiful lawn and the front yard is low maintenance with its rock and hardy shrubs. Finally the location is ideal - near restaurants, shopping, and the freeway for commuters. You won't be disappointed in this home located in a highly sought after community!
Source: SANDIEGO #HD25250865
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.