116 Aviara Ridge Rd Poolville, TX 76487
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About this home
Peaster ISD Home on Acreage WITHOUT the HOA! A truly move in ready Country Living Home with Horse Barn, horse stalls, cross fenced AND Workshop! The Horse barn is currently set up as a 3 Stall with runs extending past the large overhang & has power! Metal Shop on slab pad with power measures 30x20 - if you have projects then this is the place to be! This custom built KW Home offers a fantastic life friendly layout! Open plan gourmet Kitchen with gas cooktop - with pot filler, double ovens, farmhouse sink & huge Island is beautiful then add in the massive walk in pantry... as if that isn't amazing enough to store all the best treats - you have a FULL BUTLERS PANTRY suite tucked away off the Kitchen, complete with second sink, drinks station & more storage than you could dream of! The home office, with closet, overlooks the beautiful front acreage & is hidden by the custom built barn sliding door. Split Bedrooms, walkthrough Primary Closet connected to the Laundry room, located conveniently off the mudroom entry area from your HUGE 3 car garage. The private guest bedrooms each have their own vanity & walk in closet, with Jack & Jill Bath shower toilet combo. Cleverly planned half bath is situated at the rear of the home offering privacy AND a perfect location should you wish to add a pool! The covered back patio is the chef's kiss with its views of the horse barn while tucked under the shade with corner wood burning fireplace. If you are looking for the true custom home feel instead of settling on a spec home, without the added restrictions of a HOA then this is the one you want to hurry up and see! Bring the horses & start enjoying true countryside lifestyle today.
Source: NTREIS #21047842
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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