116 Lafitte Dr Hubert, NC 28539
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About this home
Charming Single Family Home in Hubert, NC - Your Dream Awaits! Discover your perfect sanctuary in this beautifully renovated 4-bedroom home with a bonus room, nestled in the desirable Hubert community. Boasting 2.5 baths and a spacious 2-car garage, this home combines modern elegance with everyday functionality. Enjoy a lifestyle of comfort and convenience, all within close proximity to shopping, dining, schools, and the stunning beaches of North Carolina. Step inside to a bright, open floor plan that is perfect for entertaining. Recent upgrades include new flooring and fresh paint throughout, providing a modern and inviting atmosphere. The updated kitchen features stunning countertops, seamlessly connecting to the dining area and living space. The expansive first-floor master suite offers a private retreat complete with an elegantly remodeled master bathroom, ensuring a peaceful escape after a long day. The home's exterior is just as impressive, featuring a charming large front porch that adds to its curb appeal. A screened-in back porch provides the ideal space for relaxation while overlooking a spacious backyard that promises privacy and tranquility. Enjoy community access and a nearby boat ramp, perfect for those who love spending time on the water. Don't miss out on this gem, where modern living meets serene surroundings. Schedule a tour today and envision the possibilities that await in your new home!
Source: NORTHCAROLINAREGIONAL #100536848
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.