116 Linda Ln Rockwall, TX 75032
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About this home
Tucked away in one of Heath’s quietest pockets, this 3-bedroom, 2-bath home offers more than just its beautiful curb appeal. From the moment you step inside, the airy arches and fresh flooring set the stage for spaces that are equal parts cozy and functional. The heart of the home is the updated kitchen. The bright white cabinetry, sleek countertops, and gold hardware make even your morning coffee feel elevated. In this home, you’ll find two inviting living spaces, one anchored by a stone fireplace for cozy evenings, the other open and light-filled, perfect for gathering or simply stretching out. Smart fans and a smart thermostat keep everything running efficiently. Retreat to the primary suite where a tray ceiling and generous windows create a calm, sunlit escape. The ensuite bath feels spa-ready, with a walk-in shower and soaking tub that practically insist on a little “me time.” Outside, the yard is the star: a covered patio strung with lights, a brand-new fence for privacy, mature trees for shade, and a full drip irrigation system to keep your landscaping happy with minimal effort. Sunset views from the backyard? They’ll never get old. Add in attic storage above the garage, blazing-fast fiber internet, and a public lake access point just around the corner, and you’ve found a home that balances everyday convenience with weekend adventure. Why you’ll love it here: the two separate living areas for flexibility, backyard sunsets worth staying home for, smart upgrades throughout the home (fans + thermostat), fiber internet for effortless work-from-home, drip-irrigated landscaping (low maintenance, high curb appeal), close to the lake and the yacht club for spontaneous escapes. 116 Linda Lane isn’t just a house, it’s the backdrop for your next chapter in Heath.
Source: NTREIS #21069115
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.