11612 Neon Rd Fort Washington, MD 20744
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About this home
WOW!!! What a value!!!! Six real bedrooms with spacious dimensions and good closet space. Four full baths with tubs. This Caruso built Oxford floor plan located on a cul de sec has loads of features and in a great location. Wood floors through-out the house on all levels. This center hall two story foyer colonial has a separate living and dining room. This home is great for entertaining and comfortable living. Loads of upgrades include 9 foot ceilings on all levels, Brick Front, Granite Gourmet Kitchen with Stainless Steel Appliances, Extended Morning Room. First floor family room has a fireplace with stone mantle and hearth. Fireplace makes for cozy winter relaxing. Upgraded kitchen has island cook-top, double ovens, built-in micro-wave oven, large double door pantry, pendant and recessed ceiling lights. Expanded breakfast room opens to family room and kitchen offer great entertainment space and flow. First floor bedroom connects to a full bath allows for extended family living. Master bedroom is fit for a King and Queen with it's sitting room and large walk-in closet will accommodate full size bedroom furnishings.. Master bath has a separate soaking tub, shower, double vanities and commode room. Upper level secondary bedrooms are spacious with good closet space. Laundry room on the upper level make laundry an easy chore. You will love the fully finished basement with a large recreation room, theater room, a bedroom, full bath with a bath tub, Large multipurpose room along with an office/storage room. Basement has full width sliding glass door with wide walk-up steps to rear yard. Great location!!!! minutes to National Harbor and its restaurants, shopping and entertainment. Not to mention Tanger Outlet. Walking distance to Adventist Healthcare Center, a major grocery store, pharmacy and local carry-outs. Also, minutes to actual Fort Washington Park for enjoying nature during the summer, autumn leaf colors and Potomac River views. Easy access to downtown Washington, other parts of Maryland and Virginia via Indian Head Highway/Route 210 and Route 495 North or South. Minutes to Top Golf and full Golf Courses.
Source: BRIGHT #MDPG2179050
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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