11614 Gosling Dr Indianapolis, IN 46229
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About this home
Seller is offering a $1,000 buyer allowance -- Use it your way! Apply towards an interest rate buy down, closing costs, or home updates. Step into a home that's as flexible as your lifestyle-where space, light, and layout come together to offer both comfort and potential. This 3-bedroom, 2.5-bathroom home starts strong with a large flex room that invites creativity: Formal dining room? Home office? Playroom? The choice is yours. The openness continues as you move into the spacious family room, flowing seamlessly into the kitchen-the true heart of the home-where you'll find a center island with breakfast bar, an oversized corner pantry, and generous cabinet and counter space ready for your next dinner party or weekend baking session. Tucked off the kitchen is a bright sunroom, ideal for morning coffee or an indoor plant haven, with direct access to the backyard deck-perfect for outdoor entertaining or quiet evenings under the stars. Upstairs, a large loft offers yet another flexible living area-game nights, movie marathons, or a peaceful reading retreat. The primary suite offers plenty of room to relax and unwind, featuring dual vanities, a garden tub beneath a sunlit window, walk-in shower, and a spacious walk-in closet. The two additional bedrooms are thoughtfully placed on the opposite side of the loft, with a full bath and laundry room conveniently in between. There's also a brand new garage door! Located on Indy's east side, this home is just minutes from the Washington Shoppes and local parks like Grassy Creek and Lion Park. With a layout designed to grow with you and spaces ready to be personalized, this home offers more than square footage-it offers possibility. Why settle for a layout that doesn't fit your life? Schedule a showing today and come see the space, light, and potential waiting for you to make it home!
Source: MIBOR #22042082
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.