11623 Tetrafin Dr Riverview, FL 33579
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About this home
One or more photo(s) has been virtually staged. PRICE ADJUSTMENT! PRICED TO SELL! SELLER MOTIVATED!! Welcome to this beautifully maintained 2018 home, perfectly positioned on a large lot in the resort-style community of The Reserve at Pradera. From the moment you step inside, you're greeted by elegant luxury wood-look laminate flooring that flows through the main living areas, neutral tones, and tasteful updates that make this home truly move-in ready. To your right, the formal dining room sparkles under a beautiful chandelier, ideal for hosting memorable gatherings. Just beyond, the open-concept great room and chef's kitchen create the perfect hub for entertaining and everyday living. The kitchen boasts original stainless steel appliances in excellent condition, including a double wall oven, glass cooktop, refrigerator, and dishwasher. Quartz countertops, a striking tile backsplash, pendant lighting, 42" Tahoe Harbor cabinets with crown molding, a spacious walk-in pantry, and bonus storage tucked under the stairs complete the space. The main-floor primary suite offers a private retreat with an oversized walk-in closet and a spa-like En-Suite featuring dual sinks and vanity, a garden soaking tub, separate shower, and private water closet. Two additional bedrooms and a beautifully updated full bath (2023) complete the main level. Upstairs, a spacious loft offers endless possibilities-media room, playroom, or second lounge-along with a fourth bedroom and full bath, perfect for guests or multigenerational living. Step outside to your own backyard oasis featuring a fully fenced yard, screened lanai, and luxurious hot tub (installed 2020, regularly serviced). A built-in doggie door makes it a dream for pet owners. The oversized garage includes overhead storage racks and shelving, plus a 50 AMP generator receptacle with interlock switch and the powerful Westinghouse 9500-watt dual fuel generator is included! Additional upgrades include a Culligan water softener and reverse osmosis system (2021), Guardian Alarm System with doorbell and garage cameras (2020), and an HVAC system in excellent condition with regular servicing (last completed Dec. 2024). The spacious laundry room offers ample storage and includes a washer and dryer. Enjoy all the amenities The Reserve at Pradera has to offer: a resort-style pool, dog park, basketball courts, and miles of walking and biking trails. All this with perfect proximity to premium shopping, dining, I-75, US 301, beautiful beaches, downtown Tampa, MacDill AFB, and Tampa International Airport. This turnkey home delivers comfort, style, and every modern upgrade! Schedule your private tour today before it's gone!
Source: STELLAR #TB8390433
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.