11625 Tetrafin Dr Riverview, FL 33579
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About this home
PRICE REDUCTION - TURNKEY LUXURY LIVING IN THE RESERVE AT PRADERA - Step into a lifestyle of comfort, elegance, and ease in this beautifully upgraded, move-in ready home - now offered at a newly reduced price. Nestled in the highly desirable Reserve at Pradera, this home blends modern luxury with timeless design, making it the perfect retreat for everyday living and effortless entertaining. As you enter, you're welcomed by an open, sun-drenched floorplan with rich wood-look ceramic tile flooring and crown molding that extends throughout the main living areas. To your right, a formal dining room sits under a sophisticated chandelier - perfect for holiday gatherings and dinner parties. Just beyond, the heart of the home opens up. The gourmet kitchen is a chef's dream, featuring gleaming quartz and marble countertops, stainless steel appliances with double wall ovens, a stunning marble backsplash, designer cabinetry, and a spacious island that anchors the room. A convenient butler's pantry connects to the dining space, while the large walk-in pantry offers ample storage. The kitchen overlooks the expansive great room and casual dining area - ideal for relaxing or hosting guests. From here, gliding doors lead to a screened lanai, your private outdoor escape for morning coffee or sunset cocktails. The fully fenced backyard offers plenty of green space for entertaining, gardening, or play. On the main level, a full bathroom and versatile guest bedroom provide flexible living options. Upstairs, a generous bonus loft offers room for a media space, playroom, or home office - limited only by your imagination. The primary suite is a true sanctuary with its own beverage station and wine cooler, an oversized walk-in closet, and a spa-like ensuite with double vanities, a deep soaking tub, and a frameless glass shower. Two additional bedrooms, a dual-sink bathroom, and an upstairs laundry room complete the second floor. *Additional highlights include a whole-home water filtration system, an oversized 3-car garage, and a solar panel system that helps reduce energy costs. The home also features fresh exterior paint and has been impeccably maintained. Residents of the Reserve at Pradera enjoy resort-style amenities including a pool, playground, fitness trails, basketball courts, and more - all just minutes from I-75, US 301, shopping, dining, MacDill AFB, downtown Tampa, and the Gulf Coast beaches. *This home is the full package - stylish, spacious, energy-efficient, and perfectly located. Don't miss your opportunity to tour this exceptional property before it's gone. Important disclosure: Solar panels are under a lease agreement requiring transfer to the new owner at closing. Call for full details.
Source: STELLAR #TB8376800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.