1163 Denice St Westland, MI 48186
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About this home
This beautifully updated ranch in Westland blends timeless character with modern upgrades in a peaceful, family-friendly neighborhood. Nestled on a quiet block with no through traffic, this home is the kind of place where kids ride bikes safely, neighbors wave from their porches, and you can stroll to nearby parks or schools with ease. Step inside to discover a bright, open layout anchored by a spacious living room that sets the tone with warm natural light and sleek new vinyl flooring. Underneath, original hardwood floors run throughout the main level—adding charm and versatility for future design. The kitchen is fresh and functional with granite countertops newly installed, a stylish backsplash, and newer stainless-steel appliances, including a refrigerator and dishwasher. Enjoy crisp fall mornings on the covered front porch, or host summer barbecues out back on the patio. The fully renovated bathroom adds a touch of spa-like comfort, and each of the three bedrooms offers hardwood floors and cozy appeal. The partially finished basement adds versatility with plenty of room to create a home gym, rec room, or office—and includes a rare cedar closet for your off-season wardrobe or keepsakes. Outside, the oversized deep garage is a standout feature—not only fitting two cars with ease, but offering a full workbench and additional storage space. Major updates provide peace of mind: new trees planted in 2020, new garage door and opener, a brand-new A/C unit, and freshly updated stairs and flooring. With easy access to schools, shopping, and dining, this home is perfectly suited for new beginnings. Stylish, solid, and move-in ready—this is the one you've been waiting for.
Source: REALCOMP #20251045247
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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