11643 Retriever Way Charlotte, NC 28269
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About this home
MOVE-IN READY TOWNHOME IN PROSPERITY VILLAGE! Welcome to 11643 Retriever Way, your perfect blend of style, convenience, and value in one of Charlotte's most sought-after neighborhoods! This beautiful 2-bedroom, 2-bath townhome offers 1,030 square feet of thoughtfully designed living space that's ready to welcome you home. Step inside to discover gorgeous hardwood floors flowing throughout the main level, leading you to a bright, open-concept layout perfect for modern living and entertaining. The updated kitchen features crisp white cabinetry, modern appliances, and plenty of counter space for your culinary adventures. Upstairs, you'll find two spacious bedrooms and beautifully updated bathrooms with contemporary finishes. Location is everything! Nestled in the vibrant Prosperity Village community, you're minutes from UNC Charlotte, University Research Park, top dining and shopping destinations, and major highways (I-85, I-485). Whether you're a young professional, investor, or someone looking to downsize without sacrificing location, this home checks all the boxes. Enjoy low-maintenance living with your private patio, perfect for morning coffee or evening relaxation. Don't miss this opportunity to own in one of Charlotte's fastest-growing areas at an incredible price point! Properties in Prosperity Village move quickly—schedule your showing today!
Source: CANOPYMLS #4310028
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.