11659 Little River Way Parrish, FL 34219
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About this home
Welcome to this beautifully appointed lakefront home in the desirable North River Ranch community of Parrish, Florida. Built in 2021, this 4-bedroom, 3-bathroom residence perfectly combines modern elegance, comfort, and functionality — offering the best of Florida living in a vibrant, family-friendly neighborhood. From the moment you arrive, the home’s curb appeal shines with a paved driveway, mature landscaping, and modern exterior lighting. Upon entering, you’re greeted by cool gray, wood-like vinyl flooring that flows throughout the main living areas, creating a seamless and stylish backdrop. The bedrooms feature plush carpeting for added comfort, while the bathrooms boast durable tile flooring and refined finishes. The kitchen is a true highlight — a dream for any home chef — showcasing wood cabinetry with modern hardware, quartz countertops, a spacious kitchen island with seating, stainless steel appliances, a dedicated coffee station, and abundant cabinet space for all your storage needs. In addition to the open-concept living and dining areas, this home includes a versatile flex room — ideal for a home office, playroom, or personal gym. Each bedroom offers large closets, window blinds, and ceiling fans to ensure year-round comfort. The primary suite impresses with its coffered ceiling, a private en suite bathroom featuring dual sinks and a modern, glass-enclosed shower. Step outside to your own private lakefront retreat. A screened-in, paved patio provides the perfect spot to relax and enjoy the tranquil views, while an outdoor deck brings you even closer to the water — ideal for soaking in the fresh air and Florida sunshine all year round. Located within the master-planned North River Ranch community, residents enjoy 3 resort style pools, clubhouse, fitness center, game room, sports field, dog park, miles of scenic walking/biking trails, and playgrounds. With a vibrant social calendar and tons of community events you will experience community living at its best. Conveniently located just minutes from top-rated schools such as Barbara A. Harvey K-8, with their brand-new upper Campus right in the community and Parrish Community High School! Minutes from the recently opened HCA Florida North River Ranch Emergency and Market Walk with access to coffee shops, dining options, Publix Super Market, dentists and more! Easy access to I-75 and Highway 301. Only a short drive to the city of Tampa, St. Petersburg, Sarasota, and the beautiful Gulf Coast beaches. Don’t miss this opportunity to own a move-in ready home in one of Parrish’s most desirable communities. Schedule your private showing today!
Source: STELLAR #A4669727
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.