11664 S Crescent St Desert Hot Springs, CA 92240
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About this home
Welcome to this beautifully designed, newer construction home in the highly desirable Skyborne master-planned community. This thoughtfully laid-out single-story residence combines comfort, convenience, and style. Solar panels provide energy savings, while the landscaped front and back yards enhance curb appeal and outdoor enjoyment. Inside, three spacious secondary bedrooms are located off the entry—perfect for family, guests, or a home office. At the heart of the home, the open-concept living area seamlessly connects the kitchen, dining, and great room, creating an ideal space for everyday living and entertaining. The kitchen is equipped with an upgraded dishwasher and microwave, making meal prep and cleanup a breeze. Sliding doors open to a private covered patio and a large backyard, extending your living space and inviting you to embrace the desert lifestyle. The owner’s suite is tucked away in the rear corner of the home, giving ultimate privacy. It features a walk-in closet and en-suite bathroom for your comfort. Additional highlights include a large laundry room, upgraded tile flooring for easy maintenance, and large ceiling fans throughout the home for year-round comfort. Community Highlights: Residents of Skyborne enjoy access to a community park, swimming pools, a spa, and a dog park—all with low HOA fees. The prime location is just 10 minutes from vibrant Palm Springs, with shopping, dining, mineral springs, and Joshua Tree National Park all nearby. This home is an excellent opportunity for first-time buyers, families, or anyone seeking a stylish, low-maintenance home in a growing community
Source: CRMLS #OC25190034
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.