11667 Old Florida Ln Parrish, FL 34219
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About this home
This beautifully maintained 3 bedroom, 2.5 bathroom end-unit townhome offers 1,628 square feet of stylish living space in the desirable Forest Creek community. These homes rarely become available for sale and are maintenance-free which means no outdoor upkeep required! Designed with comfort and convenience in mind, it showcases an open-concept floor plan, modern upgrades, and a serene setting with a premium 18-acre Lakeview! As you step inside, you are welcomed into a bright and airy living space that flows seamlessly from the family room into the dining area and kitchen. The kitchen is a highlight, featuring gleaming quartz countertops, stainless steel appliances, a breakfast bar for casual dining, and a pantry that provides plenty of storage. Whether you’re hosting a dinner party or enjoying a quiet evening at home, this layout is perfect for entertaining and everyday living. The owner’s suite is a private retreat, enhanced by a tray ceiling with elegant crown molding. A generous walk-in closet provides ample storage, while the spa-like en-suite bathroom offers dual sinks and tasteful finishes. Two additional bedrooms create flexibility for family, guests, or a home office, and the additional one and a half bathrooms add convenience and functionality. Step outside to the tropical backyard, an oasis designed for both relaxation and entertainment. A newly paved lanai offering a peaceful backdrop for morning coffee, evening book reading, or weekend gatherings. Surrounded by lush greenery, the backyard provides a private, resort-style feel without ever leaving home. Additional highlights include a spacious two-car garage and the ease of maintenance-free living, giving you more time to enjoy the Florida lifestyle. The roof was recently replaced in 2023. This home has been thoughtfully upgraded and meticulously cared for, offering both beauty and practicality in equal measure. Forest Creek has wonderful amenities! Clubhouse, fitness, swimming pool, playground, and an 18 acre lake that is great for kayaks, canoes and fishing. Sidewalks throughout the community are great for strolling around the lake or sitting and watching wildlife from the lakeside gazebo. Zoned for the PARRISH HIGH SCHOOL! Conveniently located close to mall, restaurants, golf, shopping and 30-45 minutes to top beaches like Anna Maria Island and Siesta Key. The Fort Hamer bridge makes for easy commuting to Lakewood Ranch and University. Don’t miss your chance to own this stunning property as a snowbird home for seasonal living or full time residence! Schedule your private showing today and experience everything this home has to offer.
Source: STELLAR #A4666575
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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