117 Bostwick Rdg Columbia, SC 29229
Your savings
About this home
OPEN HOUSE 10/26/25 from 12pm-2pm...BASEMENT HOME for sale in the sought-after WOODLAKE subdivision. Located in the Richland Two school district, this CRAFTSMAN style home is MOVE-IN ready. It's close to shopping, dining, schools, and it’s just a short drive to Fort Jackson and Scout Motors. When you are on the LARGE BACK DECK, or even sitting in the dining area, you have a WATER VIEW OF THE LAKE! Neighborhood amenities include the lake (FISHING allowed for residents), a community pool, tennis court, a clubhouse, a playground, and neighborhood social events. This home allows you to enjoy outside living with an expanded COVERED FRONT PORCH, a large WRAP AROUND DECK, a screened in patio, a DECK OFF THE MASTER BEDROOM, and an extended driveway that leads to the two car garage, and an additional parking pad in the front. There is also WELL IRRIGATION for the yard!! INSIDE, special features include a two-story foyer, a high-coffered ceiling, zoned central heating and air, an OPEN CONCEPT, molding throughout, new paint, new flooring, updated lighting, A WORKSHOP with garage access, and more! The MAIN LEVEL offers the master bedroom, a formal living room (which can be used as an office), formal dining room, the family room, kitchen, laundry, and a half bathroom. The family room is the heart of the home. It boasts a high ceiling, wall-to-wall windows of the scenic view of the backyard, built-ins, and a gas fireplace. The eat-in kitchen has a WATER VIEW OF THE LAKE, stainless steel appliances, QUARTZ COUNTERS, a tiled backsplash, a WINE/BEVERAGE COOLER, and lots of seating. YOU’VE EARNED this master bedroom! The master has access to the deck and a private ensuite. The ensuite has a STANDALONE TUB, double vanity with spacious quartz countertops, a TILED SHOWER, and a walk-in closet. The UPPER LEVEL has two large guest bedrooms (each with two walk-in closets) and a guest bathroom. THE FINISHED WALK-OUT BASEMENT is perfect for relaxing or entertaining! It has a large family room, a WET BAR, a guest bedroom, a bonus room, and a guest bathroom. This home is a MUST SEE! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #611876
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.