117 Donna Cir Granbury, TX 76049
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About this home
New roof, new garage door, new gutters, newly stained fence around yard done! How about this rare gem on the Fort Worth side of Granbury in the sought after community of Ashley Oaks! 1 owner home with all the updates and extras! 2598 square feet built in 2013 featuring 4 bedrooms, 3 full bathrooms, a separate office area, large open kitchen, breakfast area looking out to the backyard, large open living room with a stone wood burning fireplace, and a separate full size utility room. Inside this elegant home you will find no carpet. Wood and tile floors throughout for the ultimate in beauty. Kitchen, utility room, and all 3 bathrooms feature granite countertops and knotty wood cabinets. The open kitchen features knotty wood cabinets, a large granite island with cabinets, a walk in pantry, granite countertops, and full appliances including refrigerator. Large primary bedroom with an ensuite primary bathroom featuring a separate garden tub, separate walk in oversized shower, double sinks, granite countertops, and a large walk in closet. There is a separate office room just off the kitchen that could also be used as a game room or dining room. It is a multi purpose room. There is a wonderful and very functional 4th bedroom that would make a perfect in-law suite if needed. It features a fold out Murphy bed as well as its own ensuite bathroom with granite countertops, walk in shower, and walk in closet! Secondary bedrooms are very roomy with ceiling fans and feature walk in closets. Separate utility room has granite countertops, cabinets, and room for a full size washer and the existing dryer. Outside this home you will find everything you need! Front yard features full sod, landscaping, sprinkler system, and a covered front porch. Beautiful knotty wood stained front door gives the home a very rustic look that accents the darker stoned exterior material. Backyard features full sod, sprinkler system, covered back patio, and a wood privacy fence. 2 car garage with opener.
Source: NTREIS #20851740
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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