117 Mossy Oak Trl Fort Worth, TX 76131
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About this home
Built in 2018 and lovingly maintained by its original owner, this four-bedroom SINGLE STORY Creekwood home offers the perfect blend of style, comfort, and convenience. The heart of the home is the stunning kitchen, featuring quartz countertops, white cabinetry, stainless steel appliances, pendant lighting, a gas cooktop, and a convenient island - plus the refrigerator stays! Designed with open-concept living in mind, the kitchen flows seamlessly into the large dining area and inviting living room, making it perfect for everyday living and entertaining. The oversized primary suite includes an expanded layout and an ensuite bath with dual sinks and a separate shower. You’ll love the large walk-in closet with direct access to the laundry plus the washer and dryer are also included. Three additional bedrooms and a full hall bath provide plenty of space for family or guests. The front bedroom, with its soaring 13-foot ceiling and front-facing windows, also makes a wonderful home office. Step outside to your private backyard oasis! Backing to a greenbelt, this quarter acre+ property offers both privacy and space. Enjoy evenings around the firepit, relaxing on the extended patio, or creating the backyard of your dreams. You will also love the neighborhood pool! Convenient to schools, highway, shopping and dining!
Source: NTREIS #21063566
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.