117 Sparrow Ct Pickerington, OH 43147
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About this home
Impeccable former model home with abundant builder upgrades. This 4 bedroom, 2 ½ bath home sits in a quiet cul-de-sac at The Reserve at Pickerington Ponds. All 2233 sqft of living space still feels like new as you enter the warm and inviting foyer with views straight out the back windows filtering in beautiful natural light. The open concept with durable wood flooring, allows for that feeling of spaciousness and free flowing design. The first-floor flex room provides a comfortable reading area or a much-needed home office with a conveniently located half bath nearby. The expansive living room, dining room and kitchen are anchored by a soothing gas fireplace for those cool winter nights and highlighted with an additional cozy breakfast nook for more intimate meals and conversation. Crisp and clean white cabinets, stainless steel appliances, quartz countertops, designer tiles and upgraded lighting frame the cook's kitchen that includes a large island for overflow prep space or another great gathering spot in the home. The wide staircase with beautifully curated railings leads to the second-floor laundry, sleeping quarters with abundant closet areas and shared full bath. The primary suite is large and luxurious with designer detail in the ceiling and secluded full bath en-suite. Create a peaceful oasis in this private space to rest and unwind! The partial basement with two large crawl spaces allows for creative design use for recreation or storage - it's wide open for your imagination! The two-car attached garage with keypad entry is perfect for your vehicles and extra storage. And finally, nothing says ''Welcome Home'' more than a covered front porch. We invite you to sit for a moment and enjoy! Ideally located to all things in and around town, including shopping, dining and easy access to rt. 33. Pickerington school district. We think you will love it here!
Source: COLUMBUSOH #225022250
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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