117 Titan Rd Stockbridge, GA 30281
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About this home
This Property is Eligible for Special 100% Financing, NO PMI and a Comprehensive Home Warranty, for that extra peace of mind. Welcome to 117 Titan Road! A large corner lot that encompasses a beautifully maintained 3-bedroom, 2-bath ranch style home nestled in a quiet, family-friendly community in the heart of Stockbridge. From the moment you arrive, you're greeted by charming curb appeal, a beautiful landscape complete with gorgeous fruit trees, and a spacious two-car garage. Step inside to discover an open and inviting floor plan filled with natural light, featuring a large family room with cozy fireplace, formal dining space, and a stylish kitchen with granite countertops, stainless steel appliances, walk-in pantry, and a breakfast bar, perfect for everyday living and entertaining. Enjoy the high cathedral ceilings as you meander to the spacious owner's suite with tray ceilings, a spa-like ensuite bath with double vanities, soaking tub, separate shower, and a generous walk-in closet. Two additional bedrooms offer flexible space for family, guests, or a home office. Outside, enjoy a renovated deck and level backyard ideal for play or gatherings. Conveniently located minutes from top schools, shopping, dining, and easy highway access, this home blends comfort, style, and convenience. Don't miss the opportunity to make this move-in-ready gem your own and book a tour today!
Source: FMLS #7619475
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.