11704 Juniper Dr Apple Valley, CA 92308
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About this home
Charming Home nestled within a secure, age-privileged community where tranquility meets convenience. Featuring two-bedroom, two-bathroom home which offers an elegant retreat with cathedral ceilings and tile flooring that create an impressive sense of space and airiness throughout living and dining area. The kitchen features a quaint breakfast nook ideal for casual dining, while a larger dining area accommodates more formal gatherings. The primary bedroom serves as a personal sanctuary, generously proportioned to accommodate a sitting area for those quiet moments featuring new carpet. Enjoy the luxury of double sinks, a beautiful tile tub shower, and a spacious walk-in closet. Access directly to your private patioperfect for morning coffee or evening relaxation. Step outside to your covered patio, where lush green shrubbery lines a sturdy block fence, located on the green belt offering serene views and a sense of expanded space beyond your private domain. The South Mojave Riverwalk Park lies less than a mile away, providing additional outdoor recreation options. Community amenities include a welcoming clubhouse, refreshing pool and spa, tennis courts, golf facilities, and a fully-equipped gymnasium. Security is never a concern with 24-hour attended entrance service. Perfectly positioned near shopping centers, restaurants, and entertainment venues, this home offers the ideal balance of peaceful seclusion and convenient accessibility. Your next chapter begins here! EXCLUSIVE LIFESTYLE AWAITS IN 55+ GATED COMMUNITY!
Source: SANDIEGO #HD25074559
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.