11705 Winterset Cove Dr Riverview, FL 33579
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About this home
You are first welcomed by a grand, oversized front porch, finished in timeless brick and laid in an elegant, modern herringbone pattern, making for an inviting introduction to this thoughtfully designed home. Step inside, and you are immediately greeted by spacious, open-concept living with designer touches throughout. Large diagonal tile flooring, substantial baseboards, soft neutral tones, and chic modern fixtures create a sense of understated luxury. The gourmet kitchen is the heart of this home, boasting handsome oversized dark wood cabinetry, gleaming stainless steel appliances, and sleek quartz countertops. A charming butler’s pantry doubles as a coffee bar, while a built-in workstation provides the perfect spot for a home office, homework nook, or organized household hub without sacrificing counter space. Downstairs, a redesigned stylish half bath and direct access to the fully fenced backyard make entertaining a breeze. The home is equipped with impeccable dual A/C units, ensuring comfort year-round with a dedicated system for the second floor. Upstairs, all bedrooms are thoughtfully tucked away for privacy. The owner’s suite offers a spa-like five-piece bath complete with a private water closet, while the additional full bath features dual sinks separated from the shower and toilet for convenience—wait until you see the depth of the oversized walk-in closets. Beyond the home itself, Ballentrae community residents get access to a resort-style pool and playground. Conveniently situated near premier dining and shopping, with effortless access to US Highway 301 and Interstate 75, this location places you just minutes from MacDill Air Force Base, Tampa International Airport, downtown Tampa, Water Street, and some of America’s most celebrated Gulf Coast beaches. Do not miss the chance to experience the Florida lifestyle, call today to schedule your private showing!
Source: STELLAR #TB8430729
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.