11727 Solano Dr Fort Myers, FL 33966
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About this home
11727 Solano Drive -Shows like a model, barely lived in-pristine 2-bedroom + DEN with doors, 2-bath villa located in the gated community of Windsong, in the heart of Fort Myers. Close to fabulous shopping, restaurants and just minutes to the beach. This villa lives like a single-family home with open living space and many upgrades, IMPACT RATED windows and doors, electric roll down shutters on the lanai and custom plantation shutters throughout. Tile wood look planking floors throughout. A stately paver driveway, lush tropical landscaping and 2-car garage create beautiful curb appeal from the moment you arrive. CURRENT VA MORTGAGE MAY BE ASSUMABLE. Inside, you’ll find a bright, coastal-inspired interior with wide-plank tile flooring, high ceilings, and a seamless great room layout that flows beautifully from one space to the next. The kitchen features an oversized quartz island, gas cooktop, black stainless appliances, white shaker cabinetry, tile backsplash, and pendant lighting — perfect for entertaining or everyday comfort. The spacious great room opens to a screened lanai and extended paver patio surrounded by mature landscaping and wooded views for privacy. For peace of mind, the lanai is equipped with electric hurricane shutters, allowing for secure, easy lock-and-leave living. The split-bedroom design offers a spacious primary suite with dual vanities, a custom etched-glass walk-in shower, and generous closet space. The guest bedroom is tucked away with its own stylish bath nearby, and the den provides ideal flex space for an office, reading room, or guest overflow. A dedicated laundry room with full-size washer/dryer and storage completes the floor plan. Windsong is a boutique gated community of just 104 homes, offering a peaceful atmosphere and low-maintenance living. Amenities include a clubhouse, pool, spa, and dog park. The HOA fee covers cable, internet, lawn care, irrigation, reserves, exterior pest control, and security. Located near Bell Tower Shops, Whole Foods, RSW Airport, and I-75, this location blends convenience with serenity. Whether you’re seeking a seasonal escape or a full-time home, this villa offers the best of Southwest Florida living.
Source: FORTMYERS #225065119
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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