1173 N Obrien Ln Pueblo, CO 81007
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About this home
You have to see this spacious 4-bedroom, 3-bathroom home on nearly 1.5 acres in Pueblo West! Enjoy privacy with no close neighbors and plenty of room to spread out. The large covered patio is the perfect spot to relax on summer evenings while taking in the stunning views of Pikes Peak and the surrounding mountain ranges. Inside, soaring ceilings and abundant natural light brighten the open main level. The eat-in country kitchen walks out to a fully fenced backyard and patio—ideal for BBQs and entertaining. Upstairs, you’ll find two generously sized bedrooms and a shared full bath, along with a primary suite featuring dual vanities, a beautifully tiled shower, and a recently rebuilt private balcony for morning coffee. The lower level continues to impress with sunlight-filled spaces, a cozy family room with gas fireplace, and a walkout leading to raised garden beds—ideal for creating your own personal garden. A spacious bedroom with its own exterior entrance and adjoining full bath offers versatility as a junior suite, guest quarters, or teen retreat. Additional highlights include an attached 3-car garage with built-in workbench, a 12x12 stucco storage building, and a chicken coop. This home is a rare find—schedule your showing today!
Source: PPMLS #3812674
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.