11747 Mollyknoll Ave Whittier, CA 90604
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About this home
Welcome to Mollyknoll Ranch, a tastefully updated mid-century residence tucked in a quiet cul-de-sac. Clean lines, abundant natural light, open living space, warm wood tones, and a dining room that opens to a party-sized side yard create an airy, inviting backdrop for both everyday living, entertaining or play. The kitchen and baths are intentionally upgraded and increasing the homes functionality. Red brick fireplace in the living room, clerestory window in the primary bedroom, and the iconic round closet pulls offers a glimmer of mid-century design. Youll enjoy the ease of indoor laundry and a detached garage with potential for as a junior ADU rental, home office, or workshop. Here, the layout naturally supports intentional livingone living area for morning rituals and reflection, the other for relaxed eveningswhile the generous yard invites movement, healthy and balanced lifestyle. Mollyknoll Ranch offers both form and function that mid century homes are known for. Orange tree in the backyard is a nod to Whittiers sweet past as a citrus grove. Long driveway, large side yard and back yard, dual pane windows, large bedrooms. From Mollyknoll Ranch, youre perfectly positioned between the coast and the mountains close enough to savor a morning at the beach and still make it to the snow by afternoon. Beyond your door, Whittiers tree-lined streets, nearby parks, trails, shops, cafs, respected schools and employment opportunities offer a rare blend of calm, connection, and convenience.
Source: SANDIEGO #TR25261041
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.