11755 Ridge Pt Guthrie, OK 73044
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About this home
Beautiful 3-bedroom plus study, 2-bathroom brick home with 2-car garage offering 1,600 sq. ft. of living space on a full 1-acre (MOL) lot with easy access to Charter Oak Elementary School. The exterior is highlighted by well-manicured landscaping and a welcoming curb appeal. Inside, the open-concept design creates a seamless flow between the spacious living room, dining area, and kitchen. The large living room provides plenty of space for gatherings and relaxation, while the dining area features sliding glass doors that open to the back patio, perfect for entertaining or enjoying peaceful evenings outdoors. The kitchen is thoughtfully designed with well-maintained wood cabinetry, composite countertops, tile backsplash, and a stainless undermount sink. Appliances include refrigerator, dishwasher, range, and microwave, all making it move-in ready. The private primary suite is a true retreat with a tray ceiling, large walk-in closet, and spa-like bath offering dual vanities, a soaker tub, and a separate shower. The two secondary bedrooms are generously sized, featuring large closets, ceiling fans, and access to the secondary bathroom with an oversized vanity and tub/shower combo. A dedicated study provides flexibility for a home office, craft room, or playroom. The spacious laundry room is complete with extra cabinetry, folding space, and additional storage solutions. Thoughtful built-ins throughout the home add to the functionality and ease of everyday living. Outside, the expansive backyard offers room to create your dream outdoor living space, with direct access to the neighboring school grounds. Whether hosting friends, gardening, or relaxing under the open sky, the possibilities are endless. Combining comfort, convenience, and charm in a sought-after location, this home is the perfect blend of indoor and outdoor living. Welcome Home!
Source: MLSOK #1193127
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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