1177 Nutmeg Trl New Braunfels, TX 78132
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About this home
Welcome to The Grove at Vintage Oaks, where everyday living feels like a retreat. This 4-bedroom, 3-bath with dedicated study/office. Monticello home was designed with thoughtful details throughout—soaring 12-foot ceilings, custom ceiling treatments in the study and family room, and 8-foot doors that make every space feel grand. The kitchen is the heart of the home, featuring a 10-foot granite island, built-in appliances, upgraded backsplash, and open flow into the living area—perfect for gatherings large or small. The master suite offers its own sanctuary with a bay window, spa bath, and oversized shower that bring both comfort and elegance. Step outside to a 19’x15’ covered patio with wood-planked ceiling, where evenings are made for grilling, relaxing, or simply soaking in the quiet beauty of the Hill Country. With a rock-and-stucco exterior, this home blends timeless craftsmanship with modern efficiency, from energy-saving windows to smart, eco-friendly fixtures. Living here means more than just a beautiful home—you’ll enjoy resort-style amenities including pools, tennis, sports courts, jogging trails, and a clubhouse that makes it easy to connect and unwind. This is Vintage Oaks living at its finest.
Source: CENTRALTEXAS #591469
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.