118 Lone Star Blvd Hutto, TX 78634
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About this home
Nestled in the heart of Hutto, this inviting one-story home blends timeless charm with everyday convenience. With three sides brick and a spacious fenced yard graced by mature trees, this property offers both curb appeal and a peaceful outdoor escape. The automatic sprinkler system keeps the lawn lush, while a storage building provides practical space for your tools and toys. Step inside to discover an open-concept layout where the kitchen, breakfast nook, and living room flow effortlessly together—ideal for both quiet evenings and lively gatherings. The flex room just off the entry is currently styled as a formal dining area, but could easily be a home office, playroom, or second living space. The well-appointed kitchen features recent appliances, a cozy breakfast area, and bar-top seating perfect for morning coffee or casual dining. A corner fireplace adds a touch of warmth to the living area, and the full-view back door leads to enlarged patio spaces—ready for your next barbecue or night under the stars. The private primary suite offers a serene retreat with an ensuite bath that boasts a walk-in shower, soaking tub, double vanity, and a spacious walk-in closet. Two additional bedrooms and a full hall bath ensure comfort and space for family or guests. A large indoor laundry room adds everyday ease to your lifestyle. Located just minutes from the vibrant Hutto Co-Op District and the growing US 79 corridor, you'll enjoy quick access to local dining, shopping, and entertainment. Major roads including FM 685, SH 130, and I-95 make commuting a breeze—whether you're headed to Round Rock, Taylor, or Austin. This home is waiting for your special touch—don’t miss the opportunity to make it yours!
Source: ACTRIS #1528375
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.