118 Raven Rd Villa Rica, GA 30180
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About this home
Modern Country Living | Renovated 4BR/3BA Home on 1.5 Acres with Finished Basement Near I-20 Welcome to this fully renovated 4-bedroom, 3-bathroom home offering a rare combination of modern updates, private acreage, and a convenient location just minutes from I-20, Villa Rica, and local shopping and dining. Nestled on a quiet 1.5-acre lot, this move-in ready property delivers style, space, and functionality inside and out. Inside, you’ll find a bright and airy open-concept layout perfect for both relaxed living and entertaining. The family room features a striking wood-beamed ceiling, a cozy fireplace framed by custom built-ins, and large windows that flood the space with natural light. The standout kitchen is thoughtfully designed with bold green shaker cabinets, quartz countertops, stainless steel appliances, a farmhouse sink, custom wood vent hood, open shelving, and an oversized island with bar seating and extra storage. Just down the hall, three spacious bedrooms include a serene primary suite with a spa-like bath—complete with subway tile, dual rainfall shower heads, a vessel sink, and modern fixtures. A second full bathroom offers updated lighting, stylish finishes, and a designer mirror. The finished daylight basement adds 902 square feet of flexible living space, including a fourth bedroom, full bath, large bonus room, storage, and rustic touches like shiplap walls and a corrugated metal ceiling—perfect for a home theater, office, gym, or guest space. Outside, unwind in your backyard oasis surrounded by mature trees, fruit trees, grapevines, and a dedicated garden area. A custom fire pit and matching storage shed (white with black trim) complete the retreat. If you're searching for a stylish, turn-key home with character, privacy, and proximity to major conveniences—this one is a must-see. Contact us today to schedule your private tour!
Source: FMLS #7649199
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.