1180 Mesa Verde Ct Clermont, FL 34711
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About this home
One or more photo(s) has been virtually staged. JUST REDUCED! !!!! Welcome to one of Clermont’s best-kept secrets—Summit Greens, a premier 55+ gated community. This beautifully maintained 2-bedroom, 2-bath home with a large office/den offers fantastic curb appeal with a brick paver driveway, charming front porch, and rare fenced backyard. Major updates for peace of mind: Roof and exterior paint (2019), New A/C (2025). Inside, enjoy rich laminate flooring, soaring 13-ft ceilings, and a spacious open layout. French doors lead to a versatile office/den, perfect for work or relaxation. The kitchen features Corian countertops, bright wood cabinets, stainless steel appliances, gas range and dryer, and a cozy breakfast nook with built-in seating. Step out back to your private screened lanai with paver flooring and a spa with jets and waterfall—a perfect retreat. Additional perks: Inside laundry with washer/dryer, overhead garage storage, and space for two cars or a golf cart. Resort-style living includes: 28,000 sq. ft. clubhouse, indoor/outdoor heated pools 8 Har-Tru tennis courts, 7 new pickleball courts Fitness center, aerobics room, arts & crafts studio Billiards, card rooms, library, social clubs & events Adjacent to Clermont National Golf Course & The View restaurant Low-maintenance living: HOA includes lawn care, sprinklers, internet, cable, and 24-hr maned gated security. Convenient location near major highways, shopping (Costco, Publix, Target), healthcare, dining, trails, lakes, and theme parks. Anther Reason You’ll Love This Home: Walkable to clubhouse and restaurant Clean & Move-in Ready! This is more than a home—it’s a lifestyle. Don’t miss your chance to live in one of Central Florida’s most desirable 55+ communities.
Source: STELLAR #G5098046
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.