11807 Cross Vine Dr Riverview, FL 33579
Your savings
About this home
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** BRAND NEW ROOF COMING OCTOBER 2025***Welcome to a warm and elegant executive home nestled on a peaceful cul-de-sac in the highly sought-after gated community of WaterLeaf. With almost 3,300 square feet of beautifully designed living space on an oversized waterfront lot, this home is where comfort, elegance, and functionality come together in perfect harmony. Step into a private oasis that feels like a year-round retreat. A resort-style saltwater pool and spacious spa invite you to relax, recharge, or entertain on the expansive extended screened lanai, all while taking in tranquil pond views. Whether you're hosting friends or enjoying a quiet sunset with loved ones, this outdoor space is truly something special. A brand-new roof is already scheduled, and fully paid-off solar panels ensure long-term energy efficiency and significant savings—giving you peace of mind for years to come. Inside, the home welcomes you with warmth and sophistication. A formal dining room, currently styled as a home office, and a grand staircase set the tone for the rest of the space. The bright and open Leisure Room offers sweeping views of the pool and pond, blurring the line between indoors and out. The heart of the home—the gourmet kitchen—is a chef’s dream come true. Thoughtfully equipped with 42” upper cabinets with crown molding, granite countertops, stainless steel appliances (including double ovens and a 30” cooktop), a large center island with pendant lighting, and a walk-in pantry—plus a convenient Butler’s Pantry—this space is as functional as it is beautiful. Enjoy peaceful mornings in the Morning Room, sipping coffee as you watch the sun rise over the water. A guest/pool bath with direct lanai access adds a thoughtful touch. Upstairs, you’ll find a split-bedroom layout that gives everyone privacy and space. The primary suite is a relaxing haven with its own private balcony, walk-in closet, and en-suite bath. One guest bedroom includes a private bathroom, while two others share a Jack & Jill design—perfect for growing families or hosting guests. A generous loft with a dry bar offers endless possibilities for a media room, playroom, or home office, and the upstairs laundry room—with built-in cabinetry and counters—is conveniently located near the primary suite. As part of WaterLeaf, you’ll enjoy gated peace of mind along with community amenities like a resort-style pool, clubhouse, dog park, playground, and scenic walking trails. Perfectly positioned near Publix, WaWa, shopping, dining, St. Joseph’s Hospital South, I-75, Hwy 301, and Florida’s beautiful Gulf Coast beaches—this home offers the ideal blend of luxury, lifestyle, and location. Come experience what it feels like to truly love where you live. Schedule your private showing today—you won’t want to leave.
Source: STELLAR #O6332059
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.