11818 Rio Secco Rd Peyton, CO 80831
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About this home
Captivating, custom 5BR, 4BA, stucco/stone home on Antler Creek Golf Course! This stunning 2-story home backs directly onto the 4th fairway, offering breathtaking Pikes Peak & golf course views! This one-of-a-kind property is rich with custom upgrades & warm, elegant finishes throughout. Step inside to stunning hardwood floors that flow through the main level & upstairs loft. The soaring ceilings & gas-log fireplace with custom cabinetry & built-in desk create a welcoming living space that opens seamlessly to the Kitchen Nook & Kitchen, each highlighting beautiful golf course views. The Chef’s Kitchen features stainless steel appliances, incl double ovens, a built-in microwave, upgraded gas cooktop, dishwasher, & side by side refrigerator. The formal Dining Rm adds a touch of sophistication with a built-in wet bar & custom cabinetry. The spacious main-level Primary Suite boasts plush carpeting, direct deck access, a massive walk-in closet, & luxurious 5-pc Bath with a dual-head, custom-tiled shower, soaking tub, dual vanities, & private toilet area. Also on the main level is a generous office, Laundry Rm, & stylish Powder Bath. Upstairs, the large loft offers addtl space for a 2nd office or creative retreat, accompanied by 2 spacious BRs & a full bath designed with dual vanities & a private shower/tub/toilet layout. The finished walk-out basement is built for entertaining, featuring a home theater setup with full surround sound, a second gas-log fireplace, wet bar with fridge, expansive recreation space, 2 more oversized BRs, & full bath. 3-car attached garage. The fenced backyard offers meticulous landscaping, an expanded deck for outdoor dining & relaxation, & a covered patio to enjoy the Colorado sunshine. Conveniently located close to schools, parks, & recreation areas. Shops, restaurants, & Cinemark, complete with an IMAX at the First and Main Town Center are only 15 min away! Don’t miss the opportunity to make this fabulous home your own!
Source: PPMLS #8795042
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.