11824 Ponderosa Pine Dr Fort Worth, TX 76244
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About this home
This beautiful 3-bedroom, 2-bathroom gem offers 1,804 square feet of thoughtfully designed living space that perfectly blends comfort, style, and function. Step inside and be greeted by custom paint touches that add warmth and personality throughout the home, complemented by extensive laminate wood and tile flooring that create a seamless flow from room to room. The formal living room is incredibly versatile—perfect as a bright and cheerful playroom, a cozy reading nook, or the ultimate TV retreat. The open family room is the heart of the home, featuring a warm gas fireplace that invites you to unwind and create memories with loved ones. Adjacent to this space is the spacious eat-in kitchen that will excite any home chef! Recently upgraded with sleek new stainless steel and black appliances, a modern sink, stylish faucet, and disposal, it boasts gorgeous granite countertops, classic subway tile backsplash, and a breakfast bar perfect for casual meals or entertaining friends. Your private primary suite is a true sanctuary, offering a garden tub for soaking away the day’s stress, a separate shower, dual sinks, and a roomy walk-in closet to keep everything organized. Two additional bedrooms and a full bath provide ample space for family, guests, or a home office. Additional peace of mind comes from knowing the appliances, HVAC system, roof, and hot water heater are all less than four years old, offering both efficiency and reliability for years to come. Sitting proudly on a large, beautifully landscaped corner lot, the backyard awaits your personal touch—a blank canvas ready for your dream outdoor living oasis. Living in this master-planned community means access to lakes, parks, sparkling pools, playgrounds, and scenic greenbelts. Conveniently located near shopping, dining, and schools, this home invites you to live your best life in comfort and style. Don’t miss the chance to make it yours!
Source: NTREIS #20990513
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.