11854 Mintwood Ct Orlando, FL 32837
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About this home
Welcome to this beautifully updated 3-bedroom, 2.5-bath townhome in the heart of Central Florida, just minutes from world-renowned theme parks and top-rated schools. The motivated sellers have just reduced the price by nearly 10k and are even open to offering a seller credit, making this home an unbeatable value in today’s market! Inside, you’ll find a move-in-ready home blending modern upgrades, smart home features, and community convenience. The open living and dining areas flow perfectly for entertaining, while the kitchen provides plenty of workspace and storage. Upstairs, all three bedrooms are thoughtfully designed for comfort and privacy. Enjoy peace of mind with major updates already done for you: • New outdoor A/C unit and air handler (5-year parts & labor warranty) • Upgraded electrical panel with lifetime-warrantied surge protector • Roof replaced in 2022 Smart home perks include Philips Hue lighting, a smart thermostat, keypad entry, and a Brinks security system. The community covers nearly everything—lawn care, pest control, exterior painting, pressure washing, road paving, and trash services—plus amenities like a pool, racquetball court, playground, baseball field, dog park, and direct access to the scenic Shingle Creek Trail. Families will love the school bus stop conveniently located at the neighborhood entrance. This is your chance to own a well-maintained, smart-enabled home in one of Central Florida’s most desirable areas—now at an even better price. Schedule your showing today before this opportunity is gone!
Source: STELLAR #O6330639
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.