11890 Frost Aster Dr Riverview, FL 33579
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About this home
Move-in ready former model home in the highly sought-after Waterleaf gated community! This stunning 4-bedroom, 2-bathroom home with a 2-car garage offers 2,050 sq. ft. of beautifully designed living space, combining style, comfort, and convenience in one perfect package. The home is filled with natural sunlight and showcases custom accent walls, tile flooring throughout the main areas, and cozy carpet in the bedrooms. It has been meticulously maintained and is in excellent condition—truly move-in ready. The open-concept kitchen is designed with entertaining in mind, offering plenty of counter space and a clear view into the spacious living room. Whether you're hosting friends or enjoying a quiet night in, the layout is both functional and inviting. The living room and owner’s retreat are pre-wired for surround sound, making movie nights and relaxing evenings even better. The owner’s suite features a spacious bedroom, a beautifully appointed owners’ ensuite with dual sinks, an oversized walk-in shower, and a large walk-in closet for ultimate comfort and luxury. The garage, previously used as part of the model home, is AC ready with existing ductwork, pre-wired for a TV, and includes built-in cabinets—making it a perfect space for a home gym, workshop, or bonus entertainment area. Located in the gated Waterleaf community, residents enjoy amazing amenities including a community pool, basketball courts, walking trails, and a playground. The low HOA fees include cable and internet, offering added value and convenience. This home also qualifies for a VA assumable loan, presenting a fantastic opportunity for eligible buyers. With its beautiful finishes, thoughtful upgrades, and unbeatable location, this home is ready to welcome its next owner. Schedule your private tour today!
Source: STELLAR #TB8418970
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.