11904 Thorncrest Dr Spring Hill, FL 34610
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About this home
Almost New 4-Bedroom + loft + Modern Luxury Upgrades + your own oasis in the backyard! Welcome to this stunning two-story home, built in 2023, offering the perfect mix of modern style, comfort, and convenience. With 4 bedrooms+ loft, 2.5 baths, and upgrades throughout, this property feels practically brand new. Step inside to discover an open-concept floor plan where the living, dining, and kitchen spaces flow seamlessly. The chef’s kitchen is a centerpiece, boasting granite countertops, rich wood cabinetry, stainless steel appliances, and a large island that’s perfect for entertaining. The bright living room is elevated with tall ceilings, elegant lighting, and expansive windows that flood the space with natural light. Upstairs, lets start by a nice cozy loft, then retreat to your private owner’s suite with a walk-in closet and ensuite bath. Three additional spacious bedrooms provide flexibility for family, guests, or a dedicated home office. Your outdoor oasis awaits—enjoy full privacy with the brand new fence and the custom-designed patio with a jacuzzi, gazebo, professional lighting, and lush landscaping, perfect for relaxing evenings or weekend gatherings. Additional highlights include: - Built in 2023 – almost brand new! - New washer and dryer - New Whole-home water filtration system - Your own backyard oasis with Manicured landscaping, turf, fence, gazebo and jacuzzi ($50K+ value) - Prime location near top schools, shopping, dining & major highways This home is move-in ready and designed for today’s lifestyle. The HOA fee includes internet/cable services and common area maintenance Don’t miss the chance to live in a nearly new, luxury-upgraded home—schedule your private showing today!
Source: STELLAR #TB8433685
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.