11917 Legacy Woods Dr Fredericksburg, VA 22407
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About this home
2.2% VA Assumable loan to qualified VA Buyer! Welcome Home to 11917 Legacy Woods Drive, Fredericksburg, VA - Nestled in the heart of the serene and vibrant Legacy Woods 55+ community, this home beckons you to embrace a lifestyle of comfort, connection, and effortless elegance. This turn-key gem, at 3,710 square feet of inviting living space, offers the perfect blend of modern updates and timeless charm—ideal for those seeking a peaceful retreat with all the perks of active adult living. Step inside and be greeted by gleaming hardwood floors that flow seamlessly through the open-concept main living area, where natural light pours in from abundant windows, creating a warm and airy ambiance. The spacious kitchen, a chef's delight, boasts granite countertops, stainless steel appliances, and a generous island perfect for casual gatherings or morning coffee rituals. Adjacent, the dining area opens to a cozy family room with a 2 sided gas fireplace, inviting you to unwind with loved ones. The main level primary suite is your private sanctuary, featuring a luxurious, recently renovated, en-suite bath with dual vanities, and a walk-in closet. Two additional well-appointed bedrooms provide ample space for guests, hobbies, or a serene home office, each with easy access to the updated hall bath. The finished lower level adds even more versatility—a media room, fitness space, or craft area, 2 bedrooms, (one ntc), complete with a full bath and storage galore. Outside, your private oasis awaits on the expansive lot, and a covered front porch ideal for al fresco dining or stargazing. Backing to tranquil common areas, it has a deck for entertaining and offers a peaceful pond view, while the community's tree-lined sidewalks and walking trails encourage daily strolls and neighborly chats. Legacy Woods isn't just a home—it's a gateway to joy. Dive into the outdoor pool on sunny afternoons, join book clubs or fitness classes at the state-of-the-art community center, or simply relax on the patio with a good book. Conveniently located just minutes from I-95, historic downtown Fredericksburg's charming shops and eateries, Central Park's retail haven, and world-class medical facilities, this address puts adventure at your doorstep. Explore Civil War battlefields, kayak the Rappahannock River, or savor farm-to-table cuisine—all while knowing your new home is a haven of security and style. Priced to welcome you home. Legacy Woods Drive is more than a property—it's the start of your next chapter. Schedule your private tour today and discover why Legacy Woods residents never want to leave. Your forever home awaits!
Source: BRIGHT #VASP2036452
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.