11926 Grand Kempston Dr Gibsonton, FL 33534
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About this home
NEW AND IMPROVED PRICE! LOCATION is KEY! Your search is OVER. Welcome to this beautifully maintained 2017 built home located in the heart of Gibsonton. 6 mins away from local grocery stores, 7 mins away from AMC movie theater and local restaurants/bars, everything is traffic free distance. Home is on a cul-de-sac street with your backyard view of conservation & pond. Say goodbye to back door neighbors! Downstairs has an open concept kitchen with a tasteful island overlooking dining and living area, ideal set up for entertaining. Downstairs has a half bathroom for guest. You will love the 2 car garage spacious enough to also store lawn equipment. Home comes with hurricane shutters AND a security alarm system insuring the safety of your home and wallet. Irrigation system comes included to maintain curb appeal. All bedrooms plus laundry are conveniently located upstairs. Loft is also upstairs that can be used office, playroom, library, possibilities are endless. The community clubhouse and amenities are located .2 miles away, walking distance, and has a beautiful large pool/patio area to enjoy swimming in beautiful Florida weather. It also has 2 playgrounds, tennis courts, basketball court, and fitness center. There is an indoor facility with a kitchen that can be rented for birthday parties or special events. Located close to I-75, Hwy 301 and US 41 this home provides you easy access to wherever you want to travel. On top of Carriage Pointe being one of Gibsonton's best kept communities, seller is also willing to ASSIST WITH CLOSING COSTS. Opportunities like this don't come often, schedule a showing TODAY!
Source: STELLAR #TB8402058
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.