11933 W Jefferson St Avondale, AZ 85323
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About this home
Welcome to your new chapter. Imagine pulling into the driveway of a beautifully maintained ranch-style home in the heart of the Coldwater Springs community. As you open the front door, you feel a wave of calm and comfort—your new everyday begins here. This home offers three bedrooms plus a den and two baths, with a layout that invites connection, effortless flow and plenty of light. The owner's suite is generous, offering you a retreat to unwind and recharge. With newer A/C and neutral tones throughout, the space is ready for your personal touches. Step outside and breathe—your private backyard becomes your sanctuary. CLICK A south-facing lot with mature landscaping, a heated pool and an outdoor kitchen create a resort-style atmosphere under Arizona's sun. Picture entertaining friends, enjoying quiet evenings, and soaking in those warm winter-sunset moments from your south-backing yard. Now breathe in the neighborhood vibe. Coldwater Springs is an established community with quiet streets, sidewalks perfect for evening strolls or bike rides, and a warm, welcoming atmosphere. Locals rank it among the friendliest in Avondale. Beyond the home, your lifestyle expands. The community features a championship 18-hole course at the Coldwater Golf Club ideal for residents or guests who enjoy golf, or simply appreciate the scenic, green-belt views nearby. For daily living and leisure, you're perfectly placed. A quick drive puts you at retail hubs like Avondale Plaza for a convenient mix of shops and casual dining. When it's time for a satisfying meal rated 4.5-stars or higher, you're within reach of dining gems in the area. For example, the vibrant Mexican spot Barrio Queen achieves a 4.5-star rating and offers craft cocktails and authentic cuisine just minutes away. Commuting and access? You're ideally located for it. Easy access to the I-10 and Loop 101 means the wider Phoenix area, sports venues and major freeways are within reach. Schools, parks, walking trailsyou've got them all in your neighborhood. And when it's time for air travel, the Phoenix Sky Harbor International Airport (PHX) is around a 30-minute drive, making trips and business travel smooth and stress-free. Picture yourself waking up here. A home that not only meets your needs but elevates your lifestyle. A community that blends comfort, convenience and connection. Are you ready to make it yours?
Source: ARMLS #6940625
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.