11935 Curtis Hl San Antonio, TX 78254
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About this home
Showings to start 10/22. Welcome to 11935 Curtis Hill, San Antonio, TX 78245 - a spacious family home in the desirable Laura Heights gated community. This beautifully maintained 4-bedroom, 2.5-bath home offers comfort, space, and convenience for growing families. The primary suite is located downstairs, featuring a generous bedroom, large walk-in closet, and a spa-like ensuite with a double vanity, garden soaking tub, and separate shower. The open-concept layout highlights a bright island kitchen with ample counter space that flows seamlessly into the dining and living areas - perfect for family gatherings or entertaining guests. Soaring high ceilings in the great room create an airy, inviting feel, while the upstairs game room/living area overlooks the entry room and great room, offering a great secondary retreat for kids or guests. Outside, you'll find that the location couldn't be better - directly across the street from the community pool and playground, giving your family premier access to neighborhood amenities. The roof is just 3 years old, upgraded with laminated GAF shingles, providing peace of mind for years to come.The back yard is an inviting oasis where you can enjoy your morning cup of coffee or entertain your guest on the covered patio. With a great layout, prime location, and plenty of room to grow, this home in Laura Heights delivers everything today's family is looking for - comfort, convenience, and community.
Source: SABOR #1917007
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.